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When Should I Speak With an Insurance Adjuster after a Louisville Car Accident?

We are often asked “when should I speak with an insurance adjuster after a Louisville car accident” or “How much is my case worth?”  When you suffer injuries in a Louisville car accident life becomes much more complicated and there are a lot of issues to manage.  One of these issues involves the personal injury claim or lawsuit you should rightfully bring against the responsible person or party.

You will probably be contacted by the insurance adjuster representing the negligent party soon after the accident.  It is important to understand several things before speaking with any insurance representative (even your own):

  • Anything you say can be used against you to justify offering less compensation than you deserve
  • The goal of the insurance company is to get you to accept the lowest possible amount for your case
  • Insurance representatives are not responsible for protecting your best personal interests
  • Adjusters are seeking any hint of partial responsibility or liability on your part

The two things you should do if you are injured in a Louisville car accident is seek a thorough medical examination within 24 to 48 hours of the accident (even if you think you weren’t hurt) and contact the experienced Louisville accident and injury attorneys at HLH for a free and confidential consultation at (866) 583-9701.

The amount of financial compensation you will receive is based upon many complex factors.  Insurance adjusters know any small admission on your part can help to reduce the value of your case.  For example, the apparently simple questions of “how do you feel” or “can you take a moment to tell me in your own words what happened” are actually quite legally consequential.

You should not answer them or provide any information about how the accident happened, your injuries, or even how you feel, without seeking advice from a lawyer.  Many of those who are injured in a car accident are surprised to learn it can take weeks or even months for symptoms to develop.  Many injury clients feel relatively ok after an accident only to wind up flat on their back and in immense pain weeks after the accident.  Brain injury and damage to the neck and spine can literally take weeks or months to become evident to an injured victim.

The real and best answer to your question “”when should I speak with an insurance adjuster after a Louisville car accident”” is actually never- at least not before you speak to a lawyer.  The best way to ensure you receive full, fair and just compensation for what has happened is to allow HLH’s experienced personal injury attorneys to handle all communications with insurance representatives on your behalf.

Our clients have enough to deal with after a car accident and appreciate not having to experience the hassle and risk of talking to insurance adjusters after an accident.  We invite you to review the strong recommendations of our clients and the legal industry and contact HLH or call to speak with one of our experienced attorneys personally for a free consultation at (866) 583-9701.  There is no cost to you out of pocket as we work on a contingency fee basis.

Working with the experienced accident and injury attorneys at HLH will save you a lot of time and hassle and helps to ensure you achieve the best possible outcome in your case.  We hope you know more about “when should I speak with an insurance adjuster after a Louisville car accident” and how to ensure you receive the full and fair settlement you deserve after suffering injuries in a car accident.

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Louisville’s Most Established PI Firm

Hargadon, Lenihan & Herrington, PLLC

231 Breckenridge Lane, Suite 201
Louisville, KY 40207
Telephone: (502) 583-9701
Toll-Free: (866) 583-9701
Fax: 502-589-1144
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